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HIF Loan Support

We are offering loans from £25,000 to £500,000 for up to five years with tailored terms with flexible and competitive interest rates for impactful projects. These could also include both capital and interest repayment holidays. The headline interest rate for secured loans is 6% above Bank of England base rate.

We support applicants across the UK who are seeking to acquire, reuse or redevelop buildings which are of historic or architectural importance - these may be buildings which are listed, in a Conservation Area, or may be of special significance to the community.

The end use should be financially viable and help support the objectives of the organisation and provide impact to or benefits for the communities in which the buildings are based.


The HIF can offer incentivised terms to provide greater assistance to those organisations and projects that will deliver enhanced local economic and community impact.

We will provide you with assistance in helping you assess the impact of your project during the application process, and beyond.

Business Support

We are able to offer additional expert support, advice and mentoring to applicants to support sustainable business change and to help drive their long-term social and economic impact through our capacity building service: RePlan.

Who can apply?

To apply, you must be a formally constituted and an incorporated charity, community business or social enterprise whose members have limited liability.

The long-term viability of any project or enterprise is as crucial to us when considering an application as it is to you, and so our loans usually require some form of security, most usually a first legal charge. However, in certain circumstances we are able to offer loans where no security is available.



How to Apply

It may be helpful to talk through your project with a member of the AHF’s Investment Team to check if your project meets the HIF criteria in the first instance.

Otherwise, please you can complete an Initial Enquiry Form so that we can get in touch to discuss your requirements, email us at or call us on 020 7925 0199.

The HIF is a joint initiative with contributions from the National Lottery Heritage Fund, Historic England, Historic Environment Scotland, Cadw, Department for Communities Northern Ireland and the Architectural Heritage Fund itself. Additionally, Rathbone Greenbank Investments is pleased to be associated by providing investment management and loan facilities to the AHF.

“At Jedburgh Community Trust, we are delighted that work is finally underway to restore the Port House to its former glory. Its distinctive design, fine windows and detailed decorative features, (illustrative of the thought and care that Cooperative Societies invested in shop design in the early 20th century), will again brighten up Exchange St in Jedburgh. We are very grateful to AHF and other funders for their support and for their commitment to the project.”
Len Wyse, Chair of Jedburgh Community Trust, Scotland

Enquire & Apply

Please complete an Initial Enquiry Form so that we can get in touch to discuss your requirements, or call us on 020 7925 0199.

It may be helpful to speak to a member of the AHF’s Investment Team for advice and guidance in the first instance.

If your project is eligible to apply for our funds, then you will be supported throughout the application process by a member of the Investment Team.

Please see here for contact details of the Investment Team

Applications can be made at any time. However, decisions on all applications are made by the AHF on a quarterly basis. A quicker turnaround can be negotiated in certain circumstances. Please contact us to discuss.

The primary considerations for all investment requests are:

  • the likelihood that the projected cash flow or expected project income will be sufficient to repay the investment;
  • that the project and enterprise produces or will produce demonstrable social impact, especially as a direct result of the AHF funding.

The Investment Team is happy to discuss potential terms and conditions of an investment, including fees and the interest rate.

You can find out more about what we do with the information we collect as part of this process on our Privacy page.