A new £7 million partnership social investment loan fund

The HIF offers tailored finance for charities, social enterprises and community businesses across the UK to develop sustainable heritage at the very heart of vibrant local economies.

HIF Loan Support

We are offering loans from £25,000 to £500,000 for up to three years  with tailored terms and both flexible and incentivised interest rates for impactful projects. These could include both capital and interest repayment holidays.

We support applicants across the UK who are undertaking a capital project or are looking to build upon or scale-up an existing enterprise. 

Business Support

We are able to offer additional expert support, advice and mentoring to applicants to support sustainable business change and to help drive their long-term social and economic impact through our capacity building service: RePlan.


The HIF offers incentivised terms to provide greater assistance to those organisations and projects that will deliver enhanced local economic and community impact. Our terms are flexible and competitive, with rates and fees which vary depending upon your circumstances.  The headline interest rate is 6%.

We can also offer assistance in helping you assess the impact of your project.

Who can apply?

We provide funds to applicants across the UK seeking to acquire, reuse or redevelop buildings which are of historic or architectural importance - these may be buildings which are listed, in a Conservation Area, or may be of special significance to the community. The end use should be financially viable and help support the objectives of the organisation and provide impact to or benefits for the communities in which the buildings are based.

To apply, you must be a formally constituted and incorporated charity, community business or social enterprise whose members have limited liability.

The long-term viability of any project or enterprise is as crucial to us when considering an application as it is to you, and so our loans usually require some form of security, most usually a first legal charge. However, in certain circumstances we are able to offer loans where no security is available.

How to Apply

It will be helpful to speak to a member of the AHF’s Investment Team for advice and guidance in the first instance. If your project is one which we would like to support, you will be encouraged to apply and then supported throughout the application process throughout.

Applications can be made at any time. 

Please complete an Initial Enquiry Form so that we can get in touch to discuss your requirements, email us at hif@ahfund.org.uk or call us on 020 7925 0199.

The HIF is a joint initiative with contributions from the National Lottery Heritage Fund, Historic England, Historic Environment Scotland, Cadw, Department for Communities Northern Ireland and the Architectural Heritage Fund itself. Additionally, Rathbone Greenbank Investments is pleased to be associated by providing investment management and loan facilities to the AHF.

The Monastery would never have been restored without the support of the AHF. Securing a loan from them was essential to the delivery of the project, the sustainability of our operations and to the regeneration of the area around us.
— Elaine Griffiths, Chief Executive Gorton Monastery, Manchester
This is the biggest and most challenging project undertaken by the NESPT. Many problems have had to be solved over a 10-year period to get to successful completion and this would not have been achieved without the help and support of the AHF.
— Paul Higson, Project Manager North East Scotland Preservation Trust Sail Loft, Portsoy, Aberdeenshire